Home Pay with Kingsbridge Homes
Home Pay
Buy Now, Pay Later
Build Today. Pay Later.
A Smarter Way to Build Without the Burden
Home Pay is a revolutionary finance option that allows eligible buyers to build their new home now, but delay repayments until construction is complete. That means no repayments while your home is being built, giving you the flexibility to continue renting, saving, or preparing for your move without the financial squeeze of paying both rent and a mortgage.
Now Available Through Kingsbridge Homes
Simple Steps to Homeownership – Without the Wait
How It Works
Step 1: Choose Your Home
Browse our range of award-winning home designs and find the one that fits your lifestyle and budget. Our team will help you tailor your floor plan and get everything ready for construction.
Step 2: Apply with a Home Pay Lender
You’ll be connected with our trusted finance partner, Build Start Finance, who understands how Home Pay works. They’ll assess your eligibility and guide you through the process step-by-step — it’s fast, transparent, and tailored to your goals.
Step 3: Build Now, Pay Later
Once approved, you can begin your home build right away. The best part? You won’t need to make repayments during the construction period — giving you more time to save, plan and prepare.
The Benefits of Building with Flexibility
Why Choose Home Pay?
- No repayments during construction
Focus on what matters while your home is being built. - Avoid double living costs
Keep renting or living comfortably without juggling a mortgage. - Get into the market sooner
Don’t delay your dream — Home Pay helps you take the leap faster. - Backed by trusted lenders
We work with finance providers who specialise in construction loans. - Available on a wide range of Kingsbridge designs
Choose from our most popular homes, including luxury upgrades and family-friendly floorplans.
Real solutions for all home buyers.
How Can Home Pay Help You?
Still Renting?
If you’re renting and worried about juggling rent and mortgage repayments during your build, Home Pay with Kingsbridge is here to help. Build your new home now and enjoy no repayments until it’s complete — giving you breathing room while you plan your move.
Already Own Land?
If you’ve secured land but are still paying it off, Home Pay can ease the pressure. By partnering with Kingsbridge, a Home Pay Accredited Builder, you can roll your land loan into a Home Pay package and pause your mortgage repayments for up to 12 months while your new home is being built.
Building an Investment Property?
Want to delay loan repayments until your investment starts generating rental income? With Home Pay, you can build with Kingsbridge and start repayments only after construction finishes — helping you maximise your cash flow and returns.
Frequently Asked Questions
Home Pay is a finance option that allows you to start building your new Kingsbridge home now and delay loan repayments until construction is complete. It’s designed to reduce financial stress during the building process, especially if you’re currently renting, paying off land, or building an investment.
Yes. Like most home loans, you’ll still need to meet standard lending criteria, including having a deposit. Your Home Pay-accredited finance partner will walk you through the exact requirements and options based on your circumstances.
Yes – Home Pay is available on any Kingsbridge home design and across all ranges, including our Complete house and land packages! Whether you’re building your first home, upgrading, or investing, you can choose the design that best suits your needs and still take advantage of Home Pay.
With a standard construction loan, you begin repayments as soon as building starts. With Home Pay, your repayments are deferred until construction is complete — giving you more breathing room during the build.
Home Pay is available through our trusted finance partner, Build Start Finance, who specialise in construction loans. Once you’ve chosen your home design, we’ll connect you with their expert team to guide you through finance approval, so you can move confidently towards starting your build.
Your finance provider will work closely with you to manage any changes to your situation. It’s important to be upfront during the approval process so everything is structured in a way that supports your long-term goals.
Home Pay is available to both. In fact, it’s an excellent option for investors looking to delay repayments until the property is completed and generating rental income.
Ready to Get Started?
Let’s Chat About Your Options